The home of the
zero broker fee
SR-22
Meet Sofia — your personal AI insurance agent, working for you 24/7. Ask her anything, from SR-22 questions to getting insured in minutes. Shop 30+ top carriers, no broker or agency fee.
Sofia
Your personal AI insurance agent
Chat or talk — your choice. She explains, guides, and gets you to the right place.
Three steps to a better rate
No phone tag, no ten identical forms. Tell us once and we do the shopping.
Tell us about you
Answer a few quick questions online. Two minutes, tops — and Sofia can explain anything you're unsure of first.
We shop every carrier
We pull live quotes across 30+ top carriers. You see what each costs, what each covers, and which is cheapest.
You stay in control
Choose the policy that fits, pay zero broker fee, and your SR-22 is filed the same day you bind.
Your insurance guide, any way you like to talk
Sofia is TopFlight's AI assistant. Ask her how something works by text, or press call and talk it through — any hour of any day. She answers questions; a licensed agent handles quotes.
Chat or voice. Type when you're multitasking, call when it's easier to just talk.
Knows your options. She explains SR-22, what each coverage actually does, and how our zero broker fee works.
Hands off when you want a human. Ask for a licensed agent and she'll connect you.
Sofia
Hi, I'm Sofia. Ask me how any of it works — I explain, an agent quotes.
What actually is an SR-22?
It's not insurance — it's a certificate your carrier files with the DMV proving you're covered.
Need auto, home, commercial or life?
Shop all of it the same way — 30+ top carriers, zero broker or agency fee, in one place.
Shop all CoverageReady to see your rate?
It takes three minutes and costs nothing. Sofia can answer questions first if you want.