Get a real rate, your way.
Four lines of coverage, quoted and bound in minutes — no waiting for a callback, no paperwork in the post. You shop the top carriers, you compare, you choose. Never a broker or agency fee from us.
Auto & SR-22
Our own smart quoting — answer a few questions your way, and we pull live rates from 30+ carriers. SR-22 filed the same day.
- Full coverage or state minimum
- SR-22 filing included — no broker or agency fee
- Same-day DMV filing once you bind
- Prior violations and lapses welcome
Commercial
General liability, workers' comp, professional and more — quoted and bound online.
- Coverage for 1,300+ business types
- Certificate of insurance instantly
- Monthly payments, cancel anytime
- Built for contractors and small business
Life
Term and whole life priced in minutes. Most people finish without a medical exam.
- Coverage estimate in under 10 minutes
- No medical exam for most applicants
- Term, whole life and final expense
- Apply and get approved online
Home & bundles
Home, renters and multi-policy bundles — where a quick conversation saves the most.
- Bundling home + auto saves most people the most
- Landlord and renters policies
- A licensed agent shops it for you
- Sofia can explain any of it, any time
The home of the zero broker fee SR-22
Many agencies add a broker or agency fee just to file your SR-22 — on top of your premium, at the worst possible moment. TopFlight doesn't. You pay your premium and the carrier's DMV filing fee (usually $15–25). Nothing else, to anyone.
Quote, choose, covered
Answer a few questions
Your ZIP, your vehicle or business, and a little history. Two to three minutes.
See real prices
Live rates from the carriers we're appointed with — not estimates, not a callback.
Buy and get documents
Pay, and your ID cards or certificate come through straight away. SR-22s file same-day.